Atmos Rewards Business card overview

The AtmosTM Rewards Visa Signature® Business Card is a commonly underrated but valuable Atmo Rewards card, low annual fee and high travel benefits for Alaska Airlines and Hawaiian Airlines loyalists are among the most important attributes of this program. ****Card rating* ‘** () **CarD rating, ***** “…

* Card rating is based on the opinion of TPG’s editors and is not influenced by the card issuer.

The Atmos Rewards Business Card is the business card in the Atmos lineup.

The Alaska and Hawaiian loyalty program Atmos Rewards is the oneworld alliance where points can be used across their partners, including those in the Oneworld partnership. A few of the redemption rates to fly with partners is outstanding, such as business-class flights to Asia for as little as 75,000 points one-way.

This card requires an annual fee of $95 ($70 for the company and $25 per credit) – which TPG recommends with a credit score of at least 740 to get approved, including this.

Here’s a closer look at this card and why you might want to consider applying for it.

Atmos Rewards Business card pros and cons

| Pros | Cons |
| — | — |
| * Valuable points * Free checked bag * Preferred boarding * Reasonable annual fee * No foreign transaction fees * Inflight and lounge discounts | * No complimentary lounge access * Subpar earning rates on everyday purchases * Must meet a minimum spending requirement for a Companion Fare each year |

Atmos Rewards Business card welcome offer

With the Atmos Rewards Business Card, you can earn 70,000 bonus points and $99 Companion Fare (plus taxes and fees from $23) after spending $4,000 on purchases in the first 90 days of opening your account.

The Atmos Rewards points are 1. TPG’s January 2026 valuations of points in this offer are worth $1,015, with 45 cents per point.

THE POINTS GUY

This is a good deal for saving dozens of dollars by maximising the Companion Fare part of the introductory offer. The cost of is $99 (plus taxes and fees) for a friend who is booked on the same round-trip economy flight as you’re paying.

Atmos Rewards Business card benefits

A good Atmos Rewards Business Card includes all the standard amenities you’d expect from a cobranded airline card and some extra benefits — everything for an affordable $95 annual fee (for your company, $25 per card)).

Upon paying your flight with the card, you and up to six guests on the same reservation will receive a free checked bag for Alaska and Hawaiian flights. That saves at least $60 a person per person for each round-trip domestic flight.

You’ll also enjoy preferred boarding when using this card to pay for your flight.

You’ll also get 20% off Alaska and Hawaiian inflight purchases (including food, beverages and Wi-Fi) and $100 off one Alaska Lounge+ membership every year.

Alaska Airlines lounge at LAX. BENJI STAWSKI/THE POINTS GUY

Why does this card shine, if not the Companion Fare? For example, you get one as part of the current welcome bonus and another every year after spending $6,000 or more on purchases during your anniversary year.

A guest can take a coach fare with the Companion Fare for just $99 plus taxes and fees (from $23). Although it doesn’t require the cardholder to be one of those travelers, they have to pay for the flights with their Atmos Rewards card.

If you have Atmos Rewards elite status, both passengers will earn At Mos Rewards points for the flight and are eligible for upgrades.

Additionally, cardholders will earn 1 status point for every $3 spent on purchases, with no cap.

If you travel internationally, it’ll come in handy that this card charges no foreign transaction fees.

Earning points on the Atmos Rewards Business card

With the Atmos Rewards Business, you’ll earn:

• 3 points per dollar spent on eligible Alaska and Hawaiian Airlines purchases
• 2 points per dollar at electric vehicle charging and gas stations, on local transit (including ride-hailing services) and shipping purchases.
• 1 point per dollar on all other eligible purchases

It’s a roughly 4-4, TPG said in its valuations. 4 per cent, 2 percent – . 9% and 1 per cent of . Five per cent return on spending, respectively. Despite the reasonable rates of airfares, other cards offer higher returns on flights purchases and everyday use.

With a bank of America small-business account that is eligible, you’ll get 10 per cent bonus on all points earned to increase your effective earning rates on these purchases.

Related: Airline baggage fees: How much it costs to check a bag on major US airlines

Redeeming points on the Atmos Rewards Business card

Most Alaska and Hawaiian flights pay between 4,500 and 17,50 points each way in economy, according to . Despite the good value of redemptions for domestic flights, while it is worth paying premium international flights with partners, there’s no higher price than that.

From the U.S., you can fly from Cathay Pacific with a cathaypact called Cat Hay Pacific. s S For a stopover in Hong Kong, you can add ‘free stop overs to Asia for just 75,000 points each way’ (see “At the time of business class”).

WALLACE COTTON/THE POINTS GUY

And there are also plenty of Atmos Rewards points for booking the hardest awards to be found premium cabin flights to Australia or New Zealand. If you’re flying nonstop on American Airlines or Qantas, and with another partner in Asia, you can fly through Asia.

Fiji Airways business class from 75,000 miles one-way to Oceania could even be booked by you and provide a free stopover in FJI.

I want to collect Atmos Rewards points, which is my favorite airline currency to pick up atmos. I just got 70,000 points (including $18 taxes) for a one-way flight from Los Angeles to Madrid in business class, and recently earned 60,000 points.

Which cards compete with the Atmos Rewards Business card?

For travel cards not specifically to Alaska-Hawaiian that help you spend more money on business, there are some good options.

• If you spend a lot in certain categories: Consider the

American Express® Business Gold Card

For example, if you spend 4 Membership Rewards points per dollar on your two highest spending categories each billing cycle (on the first $150,000 in combined purchases every calendar year, then 1 point per dollars spent) it earns. Read our review of Amex Business Gold full-time for more to know.

• If you spend a lot on everything: A card like the

Ink Business Unlimited® Credit Card

Perhaps more appropriate is the use of (see rates and fees). Y’ll make 1$1 . The Chase Ultimate Rewards points are 5% back on all purchases in the form of Chase ultimate rewards, which can be significantly more valuable if you also have a premium Ultimate benefits card. If you do, you can get transfer partners. For more information, read our full review of Ink Business Unlimited.
***** If you need easy prizes** The Capital One Venture X Business earns flat 2 miles on most purchases, with rates increased when booking through the Capital one Business Travel portal. It also has a large lounge access and an annual travel credit to help offset the $395 annual fee, which is also included in this card. Watch Capital One Venture X Business full review for more to learn more ».

For additional options, check out our full list of the best business cards.

Related: The power of the Chase Trifecta: Maximize your earnings with 3 cards

Is the Atmos Rewards Business card worth it?

Atmos Rewards Business Card The annual fee is low and the ongoing benefits are lucrative. It’s a card that makes sense when you fly very much with Alaska or Hawaiian and can use their loyalty program. That’s an easy-to-promote card for most people to justify long-term, though it is only if you use the Companion Fare every year.

Bottom line

Assuming business owners who regularly fly Alaska or Hawaiian Airlines, the Atmos Rewards Business Card is a smart choice. A card that can be paid year after year with a low annual fee, an attractive annual Companion Fare and solid travel benefits is.

Nevertheless, if your goal is to maximize rewards on everyday business spending, other cards with more extensive bonus categories will probably be better for you.

Apply here: Atmos Rewards Business Card

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