Delta SkyMiles Gold American Express Card overview

A low-budget Delta flyer can benefit from the Delta SkyMiles® Gold American Express Card, which is a good value for casual Delta passengers. The opening and keeping of this card is easy to justify for Perks such as a free checked bag, priority boarding (especially when it’s occasionally flyers looking to save on Delta travel) or perk-friendly cards. **Card rating* ** ()********Care ratings?

* Card rating is based on the opinion of TPG’s editors and is not influenced by the card issuer.

Although multiple card options are available at Delta, it is probably the best option for the occasional Delta flyer to use the delta SkyMiles Gold American Express Card.

For example, it offers good perks — especially for a $0 low annual fee for the first year ($150 annually thereafter; see rates and fees)).

The best credit score we can give to is a good or great credit rating for the card and have it approved. It’s all about the card here and why should I get it.

Delta SkyMiles Gold Amex pros and cons

| Pros | Cons |
| — | — |
| * Inflight discount * Priority boarding * First checked bag free | * Doesn’t make sense if you don’t fly Delta at least once a year * There are better Delta cards if you want lounge access or a boost to earn elite status |

Delta SkyMiles Gold Amex welcome offer

New Delta Gold Amex cardmembers can earn up to 90,000 bonus miles if they meet two separate spending thresholds:

• Earn 70,000 bonus miles after spending $3,000 on purchases in the first six months of card membership
• Plus, who spends an additional $2,000 on purchases (for a total of $5,000) in the first six months of card membership, earn 20,000 bonus miles.

This offer ends Apr. 1.

TPG’s January 2026 valuations place Delta SkyMiles at 1.25 cents each, making this welcome offer worth up to $1,125.

This is the highest offer we’ve seen in this card’s history, so now is an excellent time to apply.

THE POINTS GUY

As Amex has a once-per-lifetime limit on welcome bonuses, you won’t get this offer because of the fact that your card already holds this card or have had an earlier version in the past. When considering your welcome offer eligibility, Amex may also consider other factors such as the number of American Express cards you have opened and closed or whether you’ve had other AmEx-issued Delta cards.

Thankfully Amex will tell you that you aren’t eligible for the welcome offer and will let you withdraw your application before hard pulling on your credit. If you get pop-up notifications or messages as you go through the application process, make sure to pay close attention to any pop up notification or message that you receive.

Related: Do you have a Delta Amex card? Here are 9 things you need to do

Delta SkyMiles Gold Amex benefits

If Delta Gold Amex cardmembers fly Delta, they are given a free first checked bag and Zone 5 priority boarding. The cardmember flying and up to eight friends on the same reservation are eligible for these benefits, such as s. Furthermore you don’t need to pay for the flights with Delta Amex Gold Card if it is free checked bag benefit that applies to your flights.

THOMAS BARWICK/GETTY IMAGES

Delta Gold Amex cardmembers also receive the following benefits:

• 15% off award redemptions for Delta flights
• An up to $200 Delta flight credit (after spending $10,000 in a calendar year)
• a $100 annual statement credit per calendar year for Delta Stays, Delta’s hotel travel portal (must use your Delta Gold Amex to book) and its hotel website (“the best way to do so”).
• 20% back as a statement credit on

inflight purchases

(excluding Wi-Fi)

• No foreign transaction fees

(see

rates and fees

)

• Secondary car rental loss and damage insurance

*, baggage insurance**,

extended warranty

** and

purchase protection

**

card, *Eligibility and benefit level vary depending on the degree of. There are no vehicle types or rentals, and geographic restrictions apply to all vehicles. Conditions and limitations apply to terms, conditions & restrictions on . For example, visit americanexpress for . For information see com/benefitsguide for . The AMEX Assurance Company underwrites policies of . The American Express Travel Related Services Company, Inc., provides coverage under the coverage of.

Cards are different, and card levels of * *Eligibility and benefit. s are terms, conditions and limitations. Read AmericanExpress Click on the . Details at com/benefitsguide For example, see details. In AMEX assurance company, policies are written by policies underwriting of the policy.

Despite the fact that it is never ideal to handle an unexpected charge, protections on this cobranded Delta card could help make a bad situation more acceptable. Assuming you’re a Delta loyalist and high spender, the up to $200 Delta flight credit you can get after spending $10,000 in ten calendar year is if you like it as.

Related: How to maximize the statement credits on the Delta Amex cards

Earning miles on the Delta SkyMiles Gold Amex

With the Delta Gold Amex, you’ll earn Delta SkyMiles on purchases charged to your card as follows:

• 2 miles per dollar spent on purchases made directly with Delta, on dining at

restaurants

worldwide (including

takeout and delivery

in the U.S) and at U.S.

supermarkets

• 1 mile per dollar spent on other eligible purchases

ZACH GRIFF/THE POINTS GUY

If you look at TPG’s January 2026 valuations of Delta miles, and based on the value that is good for 2 dollars (i.e. 5% on eligible Delta purchases, restaurants around the world (including U.S. S S. & U.S., takeout and delivery) and take out and deliver). S S. supermarket purchases and 1 . 3 per cent of all other purchases are from .

That’s not bad, but not great, considering this card costs $150 annually after the first year $0 introductory annual fee.

Related: The complete guide to credit card annual fees

Redeeming miles on the Delta SkyMiles Gold Amex

Most blatantly, the most obvious way to redeem Delta SkyMiles is to book award flights on Delta and its partners. The redemption rates vary widely because of Delta’s dynamic award pricing system, since the program is based on an innovative approach to payment for each and every time. This means you can’t really look for a set number of miles to book solitary awards. However, the Delta SkyMiles program still has some sweet spots on its programs, according to .

One of the best ways to redeem Delta SkyMiles is, for example, to sign a SkyMobiles deal. The mileage flash sales of Delta often come with very low economy and even Delta One award flights.

ZACH GRIFF/THE POINTS GUY

Delta SkyMiles can also be redeemed to fly on Delta partner airlines, such as SkyTeam alliance partners like Air France and Korean Air (and nonalliance partners similar to WestJet).

During Delta flight, TPG content operations managing editor Madison Blancaflor enjoys the card’s advantages discounts on delta award flight redemptions and savings for inflight purchases.

In addition, you can redeem SkyMiles for many things other than flights – including premium drinks in Delta Sky Clubs. Most of these redemptions are more likely to pay less than when redeeming for flights.

Related: How to visit the Delta Sky Club with credit cards, elite status and more

Which cards compete with the Delta SkyMiles Gold Amex?

If you’re a big proponent of Delta Gold Amex, and are your main motivators for flying Delta for lowered annual fee (and getting your first checked bag free), or priority boarding when flying delta is the best option? But if you have different goals another card may be better,’ .

• If you want flexible rewards: The

American Express® Gold Card

earns American Express

Membership Rewards points

transferable to Delta (and other loyalty programs), which can be the . Though it doesn’t have perks specific to Delta, and has $325 annual fee (see below)

rates and fees

), it earns bonus points on flights, dining and groceries. To learn more, check out our

full review of the Amex Gold Card

.

• If you want to earn Delta Medallion elite status: The

Delta SkyMiles® Platinum American Express Card

Delta benefits are similar to the Delta Gold Amex but also fasttrack to status. See our videos for more to learn about paraphrasingr.

full review of the Delta Platinum Amex

.

• If you want Delta Sky Club access: With the

Delta SkyMiles® Reserve American Express Card

You can also access Delta’s network of lounges (subject to limitations) and a companion certificate. That card may be the most suitable for frequent Delta flyers. Watch us for more to learn about .

full review of the Delta Reserve Amex

.

For additional options, check out our full list of best travel credit cards and best American Express cards.

Related: What credit score do you need to get Delta SkyMiles cards?

Bottom line

The Delta SkyMiles Gold American Express Card is a welcome offer and valuable Delta-specific perks that make it worth the money, although not offering high earning rates.

Moreover, if you’d pay for a checked bag on Delta five or more times yearly (and in fact), this card is more than the payment of itself.

Apply here: Delta SkyMiles Gold American Express Card

For rates and fees of the Delta Gold Amex, click here.
For rates and fees of the Amex Gold Card, click here.

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