Aeroplan Credit Card overview
The most popular cobranded airline credit card is Chase’s Aeroplan® Credit Card (see rates and fees) which offers award flexibility and valuable airline services. A great earning rate and incentives to spend on the card beyond getting the welcome bonus are a good deal of points and miles enthusiasts for the Aeroplan Credit Card, even in Canada where you don’t live. *****Card rating* ** **.
* Card rating is based on the opinion of TPG’s editors and is not influenced by the card issuer.
This is a reasonable annual fee of $95, with the Aeroplan Credit Card offering unique benefits we’ve rarely seen on other cobranded airline cards.
You’ll most likely need a good credit score of at least 670 to get approved for this card.
If you like the ability to use points on over 50 partner airlines worldwide and automatic elite status, read this.
Related: Are airline credit cards worth it anymore?
Aeroplan Credit Card pros and cons
| Pros | Cons |
| — | — |
| * Ability to redeem your points with more than 50 partner airlines * Complimentary elite status for up to two calendar years * Free first checked bag (for you and up to eight companions) * Travel protections | * Doesn’t offer the same flexibility as a general travel card * Requires a little extra effort to get the most value out of rewards * Subject to Chase’s application restrictions * High spending is required for a higher elite status |
Related:
How to choose the best credit card for you
Aeroplan Credit Card welcome offer
After spending $4,000 on purchases in the first three months from account opening, new cardholders of the Aeroplan Credit Card earn 75,000 bonus points.
This offer is worth $1,050, according to TPG’s April 2026 valuations.
THE POINTS GUY
This is an elevated offer above the usual 60,000 to 70,000 bonus points, making now a compelling time to apply.
Please keep in mind that since Chase issues this card, it’s under Chase’ s 5/24 rule. In the last 24 months, if you’ve opened five or more credit cards in your life, you may not be eligible to open the Aeroplan Credit Card.
Related:
The best credit card welcome offers
Aeroplan Credit Card benefits
One of the standout features of the Aeroplan Credit Card is automatic elite status.
Status-linked benefits
In which the calendar year they approve, and the entire following calendar month, new cardholders are granted Aeroplan 25K status for their remainder of that period (including the full number of aforementioned calendar). It’s a good idea to apply early in the year so that we can get most of this benefit from applying, for example, .
Aeroplan 25K status includes perks such as:
- Star Alliance Silver status (priority waitlisting and standby)
- Priority check-in and boarding
- Complimentary checked baggage (two bags, 23kg each) on Air Canada flights
- Five eUpgrade credits for cabin upgrades
- Complimentary Avis Preferred Plus elite status
Once you’re over the intro, you can retain or regain your Aeroplan elite status with spending and overall program activity.
AIR CANADA
It also aids in donating Status Qualifying Credits (SQC) – the main measure of earn and maintain status as follows.
- 5,000 SQC headstart each calendar year
- 10,000 additional SQCs when cardholders spend $25,000 in a calendar year
- 10,000 additional SQCs when cardholders spend $50,000 in a calendar year
This means you can earn up to 25,000 SQC per year from the card.
Higher levels of Aeroplan status require more SQC for context, and so are higher tiers of the aircraft. The card is a meaningful way to speed up your progress with the help of much spending on s.
For example, spending $75,000 in a calendar year can help you reach Aeroplan 35K status.
Aeroplan also provides Milestone Benefits additional benefits unlocked as you earn SQC over the year, usually in increments of 10,000 SQ.
Despite the fact that it is an effective head start and boost for you with Aeroplan Credit Card, which can be used alongside flying and partner activity rather than as a stand-alone path to elite status.
Non-status-linked benefits
All of the other benefits that you will receive from Aeroplan Credit Card Even if you don’t keep your elite status after first year, here are all those things.
- First free checked bag
on Air Canada flights for primary cardholders and up to eight companions on the same reservation
- No foreign transaction fees
The * Travel protections include automobile rental insurance, baggage delay coverage, roadside support; trip cancellation and interruption insurer and trip delay reimbursement. - Up to $120 statement credit for your
Global Entry
,
TSA PreCheck
or
Nexus
application fee every four years
- World Elite Mastercard benefits
, including access to Mastercard Priceless experiences, everyday discounts and offers, 24/7 concierge service and more
Related:
Complete guide to airline status matches and challenges
Earning points on the Aeroplan Credit Card
With the Aeroplan Credit Card, you’ll earn:
- 3 points per dollar spent at
grocery stores
, purchases made directly with Air Canada and
restaurants
(including takeout and eligible delivery services)
- 1 point per dollar spent on
all other purchases
BROTHERS91/GETTY IMAGES
You can earn up to 500 points (up to 1,500 points per month; 18,000 points a year) for every $2,000 you spend on the card each month. if you’re a heavy spender, then these bonus points can add up.
If you plan to spend so much on the Aeroplan Credit Card to keep 25K status or upgrade your status to another tier, this will help.
Related: Air Canada to debut luxe new cabins and business-class seats
Redeeming points on the Aeroplan Credit Card
The Aeroplan Credit Card, for those who prefer a simple redemption option, offers Chase’s Pay Yourself Back feature that allows you to redeem points for statement credits on recent purchases.
Cardholders can currently redeem points at the following rates:
- Travel purchases† and the card’s annual fee: 1.25 cents per point
- Dining, gas stations and grocery stores‡ : 0.8 cents per point
†Up to 200,000 points (or $2,500) per year
‡Excluding Target, Walmart and wholesale clubs
Eligible purchases must typically be made within 90 days before the redemption request.
This provides a straightforward way to offset everyday expenses, especially if you’re not looking to maximize award travel.
This card’s Pay Yourself Back categories may change annually.
Related: Chase Pay Yourself Back categories is it a good use of your rewards?
Transferring points on the Aeroplan Credit Card
Air Canada has over 50 airline partners (including Star Alliance airlines and generally fewer points than you need with other loyalty programs) to redeem your point for flights to more then 1,300 destinations.
Even better air canada posts long distance award charts with tons of sweet spots to look out for. You can fly from Seattle-Tacoma International Airport (SEA) to Frankfurt Airport(FRA), on Lufthansa business class for 70,000 points.
ZACH GRIFF/THE POINTS GUY
If you also have a Chase Ultimate Rewards earning card such as the Chase Sapphire Reserve® (see rates and fees), along with the Aeroplan Credit Card, you’ll get 10% on every 50,000 or more Chase Ultra Rewards points you transfer to Aero Plan (maximum 25,000 bonus points per calendar year).
Related: How (and why) to calculate award redemption values
Which cards compete with the Aeroplan Credit Card?
Aeroplan Credit Card $95 annual fee, similar to the cost of other top-rated travel credit cards that earn transferable rewards. Let’s look at some of the same-caliber credit cards and see if you should get an Aeroplan Credit Card.
- If you want more general rewards: Try the
Chase Sapphire Preferred® Card
(see
rates and fees
One of our all-time favorite travel credit cards is. While the Aeroplan card is a great choice for fans of Air Canada and its partners, the Sapphire Preferred is an even flexible travel card. read our review of to learn more.
full review of the Chase Sapphire Preferred
.
- If you value simplicity: Go for the
Capital One Venture Rewards Credit Card
whose annual fee is $95 per year, with ‘s $ 95. For example, it offers a low-budget earning rate of at least 2 miles per dollar on everything — without the stress of remembering bonus categories and strategies to make the most money you spend in your life. Also, you can make 5 miles per dollar on hotels, vacation rentals and rental cars booked through .
Capital One Travel
. To learn more, read our
full review of the Venture Rewards
.
- If you enjoy flying with United: The
United℠ Explorer Card
(see
rates and fees
The first year annual fee for a $0 introductory annual rate (then $150 thereafter) is $0-, and the initial cost of paraphrasing. On United purchases, the card earns bonus miles and offers a variety of statement credits. Plus, you’ll get perks like two United Club one-time passes per calendar year. Read out our read To learn more, .
full review of the United Explorer card
.
For additional options, check out our full list of the best travel cards.
Related: Chase Sapphire Preferred vs. Capital One Venture Rewards
Is the Aeroplan Credit Card worth it?
The Aeroplan Credit Card, which has solid perks for just $95 annual fee, is worth it to the average consumer — especially if you can take advantage of the free 25K that new cardholders get.
But even if you’re not an Air Canada regular flyer or have never flown the airline at all – chances are that you’ve flowed its Star Alliance partners. Many frequent travelers should consider the Aeroplan card as a strong option so they can make the most of the loyalty program’s lucrative award chart.
Related: How to choose an airline credit card
Bottom line
But no matter what the airline is doing to earn a meaningful perk, compliance elite status can be. With Aeroplan points being one of the most valuable airline currencies in the world, this credit card is a great way to book your dream vacation with points for saving money on flights no matter where you are going.
Apply here: Aeroplan Credit Card
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