Marriott Bonvoy Bold Credit Card overview

The Marriott Bonvoy Bold® Credit Card (see rates and fees) is Marriott’s entry-level personal cobranded credit card. This free annual-feer product offers a way to earn Marriott Bonvoy points, giving cardholders an early start on becoming elite. Yet, frequent Marriott guests should be treated with a card that charges an annual fee and offers more benefits. Card rating* 12, ‘Pose-R) ?

*Card rating is based on the opinion of TPG’s editors and is not influenced by the card issuer.

The Marriott Bonvoy Bold is the only no-annual-fee card in the Marriott Bonvoy family.

‘You get what you pay for, as they say about credit cards, too. As a consequence, the Bonvoy Bold sacrifices some of its potential and popular advantages to compensate for the lack of an annual fee relative to its more expensive counterparts.

For a person who is only in the country and wants to be on Marriott Silver Elite status during hotel stays, this can be an ideal option.

We recommend a credit score of at least 670 for the best approval chance.

Here’s what else you need to know about the card if you want to apply.

Marriott Bonvoy Bold pros and cons

| Pros | Cons |
| — | — |
| * No annual fee * Travel and shopping protections * Complimentary Silver Elite status * Ability to pay off purchases over time | * No statement credits * Low number of annual elite night credits * Not a great option for frequent Marriott travelers * Poor earning rates compared to other Bonvoy cards * Subject to Marriott Bonvoy’s complicated eligibility requirements |

Marriott Bonvoy Bold welcome offer

After spending $1,000 on purchases in the first three months from account opening, new Marriott Bonvoy Bold cardholders can earn two free night awards (up to 50,000 points each) for their cards. Resort fees are also charged for resorts at a hotel in the city, (Certain hotels). ) and.

THE POINTS GUY

Marriott Bonvoy points at 0 with TPG’s January 2026 valuations. It is worth up to $700 if you do all out each free night award (for a total welcome bonus of 100,000 points) and 7 cents per day, meaning that this Bonus can be as much as $750.

To be eligible, you must:

• Be under Chase’s 5/24 rule
• Meet Marriott’s own eligibility rules

The Bonvoy Bold is no exception, and Cobranded Marriott cards have notoriously confusing eligibility requirements. Be sure to check your eligibility before applying, as these requirements usually require you not to hold another Marriott cobranded card or have received a welcome bonus on another Martian cobrand card for varying periods of time.

Related: The ultimate guide to credit card application restrictions

Marriott Bonvoy Bold benefits

A Marriott Bonvoy Bold card has automatic Silver Elite status. The status also includes a 10% bonus on points earned during stays, free in-room Wi-Fi, priority late checkout and’reserve guarantee’ for reservations.

Additionally, the card also has five elite night credits per year. Getting ahead of the curve These elite night credits can help you get up to a higher status level, giving you more valuable benefits when staying at Marriott properties.

ERIC ROSEN/THE POINTS GUY

In addition, cardholders receive the following benefits:

When baggage delay is more than six hours late, * Baggage delays insurance You can get up to $100 a day for as many days (up to five) of your eligible essential purchases.

• Car rental insurance: Coverage for collision damage or theft when you decline the rental company’s collision insurance
  There is 24 hours a day concierge service to book entertainment tickets and make dinner reservations, as well as more. * Concierge Visa Signature concierge services are available for bookings (including the reservation of all parties)*********** Concierges’ signature.”
  *** Extended warranty For items with less than three years of warranty, you can extend a manufacturer’s U.S. s S Warranty One year extra warranty for up to four years from the date of purchase.
• Lost luggage refund You pay up to $3,000 per covered traveler ($2,000 for New York residents, $10,000 for all covered travelers) if your or an immediate family member’s checked/daught luggage is damaged, lost or stolen during a covered trip (covered trip), and their own family members’ baggage are destroyed.
• No foreign transaction fees
  The protection for * Purchase This covers your new purchases of up to 120 days (90 days for New York residents) against damage or theft (up to $500 per item)
• Trip delay refund if you’re over 12 hours late and needing to be overnight, then you can pay up to $500 per covered traveler for unreimbursed costs (including meals and hotel bill)

A Marriott Bonvoy Bold has been a more attractive option for travelers who pay to travel with no-annual-fee credit cards that provide baggage and trip delay coverage.

Chase Pay Over Time also allows cardholders to use $100-$5,000 directly with an airline or Marriott Bonvoy hotel on purchases of $100–$5, which they have made direct from a specific merchant. This does not guarantee access to Pay Over Time and is based on factors such as account behavior, creditworthiness and credit limit. , ) and the English-language writer.

Related: Should you get travel insurance if you have credit card protection?

Earning points on the Marriott Bonvoy Bold

The Marriott Bonvoy Bold earns:

• 3 points per dollar spent on eligible purchases at hotels participating in the Marriott Bonvoy program
  The cost of * 2 points per dollar spent at grocery stores and on cable, internet (on phone, ride-hailing) and select food delivery and streaming services.
• 1 point per dollar spent on all other purchases

MARRIOTT

Just remember, the 3 points per dollar you earn on Marriott hotel stays are not just as much as your Bonvoy program points? The Bonvoy Bold card allows you to earn up to 14 total points per dollar for eligible Bon voyage hotel stays, between the 10 base points and the 10% bonus from Silver Elite status. It’s like this, a 9-year-old . TPG’s January 2026 valuations give 8% return on spending according to the company’s annual returns for spend.

Should I mention that these earning rates aren’t a good thing compared to any of the other Marriott Bonvoy credit cards. Marriott cards all the other card’s pay more for both stay-and daily use (some of them also have a few other bonus categories) and on each day spending.

With a general travel credit card (such as the Chase Sapphire Preferred® Card (see rates and fees) or the Capital One Venture Rewards Credit Card), you’ll be better off with one of those cards for most purchases on your trip.

Related: Your complete guide to earning Marriott Bonvoy points

Redeeming points on the Marriott Bonvoy Bold

Assuming you have Bonvoy cards, Bonjour Bold included in the case of Bonvoi cards (the card), when you use them for award stays at eligible Bonvision hotels, your points are usually worth the most from your point.

A nice thing about redeeming Marriott points for award stays is that you’ll get a fifth night free at eligible properties, saving you 20% on five-night stays.

TANNER SAUNDERS/THE POINTS GUY

Those with no huge points balances for redemption can also use Marriott’s Cash + Points redemption options, where you can pay points to cover part of your hotel stay and cash for the rest.

For just 52,500 Marriott Bonvoy points, TPG lead writer Katie Genter stayed five nights at Le Meridien N’Fis in Marrakech, Morocco, where she took advantage of “Stay for 5, Pay for 4”.

Related: How I plan to redeem more than 800,000 Marriott Bonvoy points

Transferring points on the Marriott Bonvoy Bold

The Bonvoy Bold has good transfer options, unlike most hotel-branded cards. You can pass your Marriott points to an impressive list of nearly 40 airline partners, usually at a 31 ratio.

ZACH GRIFF/THE POINTS GUY

The best redemption is rarely a good one-off, but it can help to top off points or miles balances with airline programs that do not have any other transfer partners (e.g Saudia Alfursan), while this may be the most effective option for redeeming from an alternative such as alfolk?

Related: Should you transfer hotel points to airline partners?

Which cards compete with the Marriott Bonvoy Bold?

If you want more Marriott Bonvoy perks or prefer different rewards, consider one of these alternatives:

• If you want more Marriott Bonvoy benefits: The

Marriott Bonvoy Boundless® Credit Card

A $95 annual fee includes more Marriott Bonvoy perks and higher earning potential on your Marriott stays, but it’s also included in the price-see rates and fees that (see prices and charges) adds to you. A free reward night certificate is also available for you, as much as 35,000 points per night each year you hold the card; this annual fee almost always makes it worthwhile. The resort fees are also included at a hotel in the town of (Certain hotels). Read our full review of the Marriott Bonvoy Boundless for more information.

• If you stay at Hilton properties more often: The

Hilton Honors American Express Card

No annual fee (see rates and fees) is charged by , which allows you to earn Hilton Honors points and automatically receive Hilton honors Silver status. Read our full review of the Hilton Honors Amex for more information.
If you want to earn transferable points with no annual fee** The Capital One VentureOne Rewards Credit Card has no monthly fee and makes simple, unlimited miles on all purchases. Capital One’s 15-plus airline and hotel transfer partners can be credited with the miles you earn. Read our full review of Capital One VentureOne Rewards for more information.

For additional options, see our list of the best Marriott Bonvoy credit cards and the best hotel credit cards.

Related: Marriott Bonvoy Bold vs. Marriott Bonvoy Boundless: Which beginner Marriott card is best for you?

Is the Marriott Bonvoy Bold worth it?

The Bonvoy Bold’s automatic Silver Elite status may be a good value for the card, as there is no annual fee to justify it. But for those who stays regularly and is willing to pay an annual fee, it’s better if they use the Chase 5/24 slot on their Marriott card with more robust benefits.

Bottom line

The Marriott Bonvoy Bold is a good value for beginners, but when you look at the full list of Marriott bonvoy cards, it’s likely to be more valuable from other travel credit card options.

The rewards are also available in these cards, and they offer more than annual fees for rewards rates and other perks that do not match with their own card fee. Nevertheless, true beginners (and perhaps those who don’t add another annual fee to their wallets) could be very good at the Bonvoy Bold.

Though not the most affluent card in terms of revenue, it can be an entry into the Marriott Bonvoy program (especially for those who want to prevent annual charges).

Apply here: Marriott Bonvoy Bold

For rates and fees of the Hilton Honors Amex Card, click here.

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