Marriott Bonvoy Boundless Credit Card overview

The Marriott Bonvoy Boundless® Credit Card (see rates and fees) is a good credit card even if you aren’t based on the fact that you don’T have stayed with Marriott. It is a free night award and elite night credits that it includes, but has fewer annual fees than most other cards in the Marriott card lineup. s **Card rating* ** ‘***,.

*Card rating is based on the opinion of TPG’s editors and is not influenced by the card issuer.

The card portfolio of both Chase and American Express is issued by Marriott under the terms of a card Portfolio from their respective companies, which also offers an offer for cards. Nevertheless, the Marriott Bonvoy Boundless Credit Card from Chase is the only mid-tier personal Marriott bonvoy card for fresh applicants.

It has a $95 annual fee for this card, and we recommend you have 670 or more credit to get approved. This card’s welcome bonus and benefits can be a good thing even if you stay at Marriott properties once in – blue moon.

Let’s dive deeper to see whether the Marriott Bonvoy Boundless makes sense for your wallet.

Marriott Bonvoy Boundless pros and cons

| Pros | Cons |
| — | — |
| * Annual free night award * Elite night credits * Automatic Silver Elite status * A pathway to Gold Elite status | * Other Marriott cards offer higher elite status * Fewer premium perks than higher-tier cards * Charges an annual fee |

Marriott Bonvoy Boundless welcome offer

After spending $3,000 on purchases in the first three months from account opening, new applicants for the Marriott Bonvoy Boundless can earn five free night awards (up to 50,000 points each) as they apply for their annual award-winning hotel. Resort fees are also charged for resorts at a hotel in the city, (Certain hotels). ) , who has been.

THE POINTS GUY

Marriott Bonvoy points at 0 with TPG’s January 2026 valuations. This bonus is worth up to $1,750 if you do all out each free night award (for a total welcome bonus of 250,000 points) and 7 cents per.

Assuming applicants have $500 on eligible airline purchases (up to $50 in statement credits semi-annually) for 2026, plus can earn up to $100 in statements credits annually.

It’s important to note the eligibility requirements for this card:

• To be approved, you’ll need to be under the Chase 5/24 rule since this card is issued by Chase.
  Moreover, Marriott cobranded cards are known for having strict and somewhat confusing eligibility requirements (sadly, the Boundless is subject to these rules).

Be sure to check eligibility requirements before applying for . Generally, you should not have received a welcome bonus on another Marriott or former Starwood Preferred Guest credit card during any given period of time when applying for re-branding Marriott.

Additionally, if you currently hold a Marriott cobranded card, you may not be eligible for this card’s welcome bonus.

Related: A complete guide to the Marriott Bonvoy hotel loyalty program

Marriott Bonvoy Boundless benefits

The annual fee for the Bonvoy Boundless is $95, but it should be easy to earn several hundred dollars out of the card’s perks every year. The big ones are here,’ .

Anniversary free night award

When you’re renewing your account, each year, you will get a free night certificate worth up to 35,000 points. Your certificate is worth 50,000 points, and you can also earn up to 15,000 extra points.

TPG’s valuations of January 2026 equated with 35,000 Marriott points at $245, nearly three times the $95 annual fee. But if you choose to redeem your reward night, it’s even worth the extra money.

TARAH CHIEFFI/THE POINTS GUY

I’ve found that my Boundless card practically pays for itself since the annual free night award quickly covers the $95 annual fee, according to TPG senior hotels reporter Tanner Saunders. If you’re able to use the card for so many points on every dollar spent, add that to the fact that it helps me earn those points and I have used the cards in some great stays (two nights in a one-bedroom suite at. Atlanta hotel where rates were sky-high when I went to see Taylor Swift). The , “It’s a great deal of fun.”

Elite status

Assuming you have the Bonvoy Boundless, your automatic Silver Elite status is a 10% bonus point on stays and priority late checkout.

Card also provides access to Gold Elite status $35,000 per calendar year on purchases. However, if you want a card that offers free Gold Elite status with Marriott, consider The Platinum Card® from American Express or The Business Platinum Cards® (enrollment required; terms apply) to American express.

If you’re able to buy Gold Elite status through spending, but it’s probably better for the card to earn higher status organically via its free 15 elite night credits (and some stays booked directly with Marriott). If you’re on the Boundless (the 15 nights) and it is only 35 nights (instead of 50), then you have to stay for Platinum Elite status.

CLINT HENDERSON/THE POINTS GUY

The Bonvoy Boundless and a Marriott business card like the Marriott Bonaventure Business® American Express® Card are all 30 elite night credits per year, which is only available from credit cards with just 20 nights to go to Platinum Elite.

Another pathway toward higher status is earning one elite night credit for every $5,000 spent on purchases with this card.

Other perks

All of these above benefits are a few hundred dollars in value annually, and easily account for the $95 annual fee. But the card also offers a few more benefits s, however,.

Chase may reimburse you for essential purchases up to $100 a day for five days, even if your baggage is delayed by ‘an airliner carrier that delays the delivery of your luggage for more than six hours.’ * Baggage delay insurance*********
Chase will reimburse you as much as $3,000 per covered traveler if a passenger carrier damages or loses your checked or carry-on luggage, * **Lost luggage reimbursement
The Bonvoy Boundless is the best for making purchases and booking hotel stays around the world, with * No foreign transaction fees This perk makes it a perfect choice to make shoppings and book hotel stay.
************* Chase protects most new purchases for 120 days from damage or theft, up to $500 per claim (capped at $50,000 per account) * **Purchase protection********.

• **Trip delay reimbursement********* If you are over 12 hours late or have to stay overnight when traveling on a regular carrier, Chase may pay you for select unreimbursed expenses (up to $500 per covered traveler) and otherwise unpaid costs.

My name is Related Free nights and easy status Why do I have 3 Marriott Bonvoy credit cards and pay more than $1,200 in annual fees?

Earning points on the Marriott Bonvoy Boundless

The Marriott Bonvoy Boundless card earns points at the following rates:

17 points per dollar spent on eligible Marriott stays (a total of 11 points). Parody 9% return on spending according to TPG’s January 2026 valuations) ‘Poorr 9 per cent (based on the value of TPS’).

• Up to 10 points per dollar from being a Bonvoy member
• 6 points per dollar by paying with this card
  +1 point per dollar from your Marriott Silver Elite Status, so being a Marriott Bonvoy Boundless cardholder is good for me.
  3 points per dollar spent on dining and at gas stations and grocery stores (on the first $6,000 spent in combined purchases each year)*

• 2 points per dollar spent on all other purchases

TARAH CHIEFFI/THE POINTS GUY

The free elite status that comes with this card can be a valuable bonus points, especially if you’re committed to earning Marriott Bonvoy points.

Related: Best ways to earn Marriott Bonvoy points: From hotel stays and credit card spending to travel partners

Redeeming points on the Marriott Bonvoy Boundless

And, of course, the most obvious way to redeem Marriott Bonvoy points is for hotel stays. This is the easiest way to maximize your Marriott redemptions, but there are a few tips for making it work.

Marriott Bonvoy’s award nights are based on dynamic pricing, meaning that the number of points required to redeem changes with demand and availability.

The best deal is when you redeem your points using Marriott’s award calendar search function. Suppose you were to have a night at the Residence Inn by Marriott Chicago Downtown/Loop, which could be as low as 31,000 points in the first week of March but up to 45,000 points per night later in month.

MARRIOTT

Reemption rates at Marriott properties also vary depending on the brand you stay with and re-embark. The swanky evening in June at the business traveler-focused Courtyard Paris Gare de Lyon, for example, would cost 67,000–74,000 points while the luxury The St. On those dates, Regis Bora Bore Resort costs 136,000–150,000 points a night.

One of the most important things to note is that you’ll want to use the fifth night free on award stays (called “Stay for 5, Pay for 4”) whenever possible. When you stay at a Marriott hotel on points every night for five nights, the night is the least point-free free. It’s a strong way to make your points stretch further on longer stays, as per .

Often, TPG lead writer Katie Genter redeems Marriott Bonvoy points for longer stays to exploit the show’d five night-free benefit and gives her more time in order to settle into her stay and see where she will be staying.

Related: Maximize your hotel points by getting a fourth or fifth night free on award stays

Transferring points on the Marriott Bonvoy Boundless

Using Marriott, you can transfer points to nearly 40 airline partners — some with hard-to-earn currencies such as Frontier Airlines and Korean Air. Most transfers are 31, with a 5,000-mile bonus for every 60,000 points transferred.

It may be useful for topping off an account, booking a prize flight but is generally not the most effective way to use Bonvoy points (especially as many transfer takes only 1-2 days), while award space can disappear before your transfer completes.

ERIC ROSEN/THE POINTS GUY

Ben Smithson, a TPG senior writer, recently transferred 30,000 Bonvoy points to his American Airlines AAdvantage account. His balance was 70,000 miles, which is enough to unlock high-value redemptions such as flying long haul in Qatar Airways’ award-winning Qsuite with those points converted at the standard 31 ratio.

Related: Marriott Bonvoy program: How to redeem points for hotel stays, airfare and more

Which cards compete with the Marriott Bonvoy Boundless?

Paraphrasing If you’re looking to get more Marriott Bonvoy perks or more flexible rewards, one of these cards would be better for match.

• If you want more flexible rewards: The

Chase Sapphire Preferred® Card

See rates and fees) pay the same $95 annual fee as the Boundless but earns more flexible Chase Ultimate Rewards points. Marriott and two more hotel partners and 10 airline partners, can transfer the rewards you earn on this card. Watch our review of Chase Sapphire Preferred for full details ».

• If you want more Marriott Bonvoy perks: The

Marriott Bonvoy Bevy® American Express® Card

Does Bonvoy offer more Bonvoi benefits such as automatic Gold Elite status for a higher $250 annual fee (see rates and fees)? Visit us for a complete review of Bonvoy Bevy for more information.

• If you want premium Bonvoy benefits: The

Marriott Bonvoy Brilliant® American Express® Card

The highest-tier Bonvoy card is the . perks include an annual dining statement credit for purchases at restaurants worldwide up to $300 ($25 monthly), an 85,000 points (annual free night) and a Platinum Elite membership. But you’ll pay a premium for these benefits because this card has hefty $650 annual fee (see rates and fees) Watch our review of the Bonvoy Brilliant full-time for more details.

For additional options, check out our full list of the best Marriott Bonvoy credit cards and best hotel credit cards.

Related: 3 reasons why the Marriott Bonvoy Boundless is worth the $95 annual fee

Bottom line

The Marriott Bonvoy Boundless offers good value for its $95 annual fee, with perks usually available on more expensive cards. It’s a good fit for the occasional Marriott guest — but keep in mind the strict bonus rules and Chase’S 5/24 limits.

The Chase Trifecta card is a smart addition to your wallet if you’ve already completed the card and qualify for the welcome bonus.

Apply here: Marriott Bonvoy Boundless Credit Card

For rates and fees of the Marriott Bonvoy Brilliant Amex, click here.
For rates and fees of the Marriott Bonvoy Bevy Amex, click here.

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